- Annual fee
- Free year 1
- Minimum monthly salary
- Not published
- Welcome bonus
- 200,000 Wala'a rewards (worth up to AED 1,000) when you spend AED 55,088 within 90 days; 20% back on Amazon, Noon, Talabat, Deliveroo for 3 months (automatic in the first 3 months).
First year free. Waived after that with AED 60,000 annual spend.
Our take
5% back on dining and on flights and hotels, convertible to Etihad Guest Miles or Avios.
Good for
Diners and travellers who want flexible Islamic rewards.
Watch out for
Fee waived only with AED 60,000 yearly spend; 5% is capped monthly.
Written by the MoneyVS team from Dubai Islamic Bank's published terms. Not personal advice.
What you need
| Minimum salary | Not published by the bank |
|---|---|
| Annual fee waived | Spend AED 60,000 a yearAbout AED 5,000 a month |
| Welcome bonus | 200,000 Wala'a rewards (worth up to AED 1,000)Spend AED 55,088 within 90 days (about AED 18,363 a month) |
| Welcome bonus | 20% back on Amazon, Noon, Talabat, Deliveroo for 3 monthsAutomatic in the first 3 months |
Taken from Dubai Islamic Bank's own page. Spend rules usually count retail purchases only, not cash, bills or government payments, unless the bank says otherwise.
What you earn
- 5% back on dining (max 20,000 Wala'a a month)
- 5% back on flights and hotels (max 15,000 Wala'a a month)
- Convert to Etihad Guest Miles or Avios, or use as cashback
- 20,000 Wala'a rewards = AED 100
Included benefits
- Airport lounges
- Airport transfers
- Valet parking
- Golf
- Gym access
Many benefits need a minimum monthly spend or app registration. Check the bank's terms.
DIB SHAMS Infinite: common questions
What salary do I need for the DIB SHAMS Infinite?
Dubai Islamic Bank doesn't publish a minimum salary for this card. Check with the bank before you apply.
Does the DIB SHAMS Infinite have an annual fee?
Dubai Islamic Bank doesn't publish the annual fee on its product page, but the first year is free. Check the bank's schedule of charges.
How do I get the DIB SHAMS Infinite welcome bonus?
200,000 Wala'a rewards (worth up to AED 1,000): spend AED 55,088 within 90 days. 20% back on Amazon, Noon, Talabat, Deliveroo for 3 months: automatic in the first 3 months.
Is the DIB SHAMS Infinite Islamic?
Yes. It is a Shariah-compliant (covered) card.
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