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ENBD Mastercard Platinum Credit Card

Rewards card from Emirates NBD.

Emirates NBD Mastercard Platinum Credit Card
View on ENBD site Details checked 21 Oct 2026 against ENBD's own page
Annual fee
Free for life

No annual fee

Minimum monthly salary
AED 12,000
Welcome bonus
None listed right now

Our take

Free for life, with up to 1.5 Plus Points per AED 100, lounge access, golf and restaurant discounts.

Good for

Earners from AED 12,000 who want lounge access with no fee.

Watch out for

The earn rate is low compared with specialist cashback cards.

Written by the MoneyVS team from Emirates NBD's published terms. Not personal advice.

What you need

Minimum salaryAED 12,000 a month

Taken from Emirates NBD's own page. Spend rules usually count retail purchases only, not cash, bills or government payments, unless the bank says otherwise.

What you earn

  • Up to 1.5 Plus Points per AED 100
  • 0.4% on groceries, insurance and car dealers
  • Up to 30% off at 2,000+ UAE restaurants

Included benefits

  • Airport lounges
  • Golf

Many benefits need a minimum monthly spend or app registration. Check the bank's terms.

ENBD Mastercard Platinum: common questions

What salary do I need for the ENBD Mastercard Platinum?

Emirates NBD asks for a minimum monthly salary of AED 12,000.

Does the ENBD Mastercard Platinum have an annual fee?

No. The bank says it is free for life.

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