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ENBD LuLu 247 Platinum Credit Card

Shopping card from Emirates NBD.

Emirates NBD LuLu 247 Platinum Credit Card
View on ENBD site Details checked 21 Oct 2026 against ENBD's own page
Annual fee
AED 262.5

Joining fee AED 525, annual fee AED 262.50

Minimum monthly salary
AED 12,000
Welcome bonus
250 LuLu Points (pay the joining fee and make a first purchase); 250 LuLu Points when you spend AED 8,000 within 60 days.

Our take

7% back as LuLu Points at LuLu, 4% on fuel and 2% on utility bills.

Good for

Families who do most of their grocery shopping at LuLu.

Watch out for

Only 0.7% on other spend, and an AED 262.50 fee.

Written by the MoneyVS team from Emirates NBD's published terms. Not personal advice.

What you need

Minimum salaryAED 12,000 a month
Joining feeAED 525
Welcome bonus250 LuLu PointsPay the joining fee and make a first purchase
Welcome bonus250 LuLu PointsSpend AED 8,000 within 60 days (about AED 4,000 a month)

Taken from Emirates NBD's own page. Spend rules usually count retail purchases only, not cash, bills or government payments, unless the bank says otherwise.

What you earn

  • 7% back as LuLu Points at LuLu in-store and online
  • 4% on fuel
  • 2% on utility bills
  • 0.7% on other spend

Included benefits

  • Airport lounges
  • Cinema offers
  • Valet parking
  • 0% balance transfer

Many benefits need a minimum monthly spend or app registration. Check the bank's terms.

ENBD LuLu 247 Platinum: common questions

What salary do I need for the ENBD LuLu 247 Platinum?

Emirates NBD asks for a minimum monthly salary of AED 12,000.

Does the ENBD LuLu 247 Platinum have an annual fee?

Yes, AED 262.5.

How do I get the ENBD LuLu 247 Platinum welcome bonus?

250 LuLu Points: pay the joining fee and make a first purchase. 250 LuLu Points: spend AED 8,000 within 60 days.

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