MoneyVS

ENBD Visa Flexi Credit Card

Rewards card from Emirates NBD.

Emirates NBD Visa Flexi Credit Card
View on ENBD site Details checked 21 Oct 2026 against ENBD's own page
Annual fee
Free for life

No joining or annual fees

Minimum monthly salary
AED 12,000
Welcome bonus
None listed right now

Our take

A free-for-life Visa earning 1.5 Plus Points per AED 100, with lounge access and golf.

Good for

Earners from AED 12,000 who want perks without a fee.

Watch out for

Low rate on groceries, fuel and bills.

Written by the MoneyVS team from Emirates NBD's published terms. Not personal advice.

What you need

Minimum salaryAED 12,000 a month

Taken from Emirates NBD's own page. Spend rules usually count retail purchases only, not cash, bills or government payments, unless the bank says otherwise.

What you earn

  • 1.5 Plus Points per AED 100 on retail spend
  • 0.4% on groceries, insurance and car dealers
  • 0.2% on fuel, utilities, real estate and education

Included benefits

  • Airport lounges
  • Golf
  • Cinema offers

Many benefits need a minimum monthly spend or app registration. Check the bank's terms.

ENBD Visa Flexi: common questions

What salary do I need for the ENBD Visa Flexi?

Emirates NBD asks for a minimum monthly salary of AED 12,000.

Does the ENBD Visa Flexi have an annual fee?

No. The bank says it is free for life.

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