- Annual fee
- Free for life
- Minimum monthly salary
- AED 40,000
- Welcome bonus
- None listed right now
Lifetime free
AED 40,000 a month, or NBF Priority status
Our take
NBF's top card: lifetime free, with lounge access, Visa Infinite concierge and cinema offers.
Good for
NBF Priority clients or people earning AED 40,000+.
Watch out for
NBF doesn't publish the cashback rate.
Written by Joe Hickman from National Bank of Fujairah's published terms. Not personal advice.
What it's worth in practice
NBF's Visa Infinite is free for life, includes lounges, concierge and cinema offers, and needs either a AED 40,000 salary or NBF Priority status. For a free top-tier card that's a rare mix. What NBF doesn't publish is the cashback rate, so we can't work out what AED 20,000 a month would earn. At a similar income, HSBC Cash+ publishes a flat 1% with no cap and waives its AED 1,050 fee at AED 24,000 of spend a year, so its return is easy to predict. The catch is the gap in information: with no rate on the card's page, you're choosing on benefits alone until NBF tells you the earn rate.
What you need
| Minimum salary | AED 40,000 a monthAED 40,000 a month, or NBF Priority status |
|---|
Taken from National Bank of Fujairah's own page. Spend rules usually count retail purchases only, not cash, bills or government payments, unless the bank says otherwise.
How it compares
It's one of 11 free-for-life cashback cards on MoneyVS, out of 35. The AED 40,000 minimum salary compares with a typical AED 7,000 for cashback cards; 28 of 28 ask for less. It has no welcome offer listed right now; 10 of the 34 other cashback cards do.
National Bank of Fujairah has 1 other card on MoneyVS: NBF Visa Platinum Exclusive.
Compared with the 35 cashback cards on MoneyVS, using each bank's published figures as of 2 Nov 2026.
What you earn
- Cashback you can use to pay your card balance (rate not published on the bank's page)
Included benefits
- Airport lounges
- Cinema offers
- Concierge
Many benefits need a minimum monthly spend or app registration. Check the bank's terms.
NBF Visa Infinite: common questions
What salary do I need for the NBF Visa Infinite?
National Bank of Fujairah asks for a minimum monthly salary of AED 40,000. AED 40,000 a month, or NBF Priority status.
Does the NBF Visa Infinite have an annual fee?
No. The bank says it is free for life.
Who qualifies for the NBF Visa Infinite?
Customers earning AED 40,000 a month, or anyone with NBF Priority status.
What cashback does the NBF Visa Infinite pay?
NBF doesn't publish the rate on the card's page. Cashback can be used to pay your card balance.
Compare with
- HSBC Cash+: the closest alternative
Similar cashback cards
-
HSBC UAE
HSBC Cash+ Credit Card
1% cashback on all purchases, no minimum spend, no cap
- Annual fee
- AED 1,050 from yr 2
- Min. salary
- AED 30,000
- Bonus needs
- No bonus
- Top rate needs
- No minimum
No welcome bonus right now
- Airport lounges
- Cinema offers
-
United Arab Bank
UAB World Credit Card
Up to 10% cashback on school fees, fashion and fuel
- Annual fee
- AED 1,050 from yr 2
- Min. salary
- AED 25,000
- Bonus needs
- No spend needed
- Top rate needs
- No minimum
Welcome bonusThe ENTERTAINER VIP Key (one mobile-wallet payment and one taxi or food-delivery app payment within 30 days).
- Airport lounges
-
Islamic
Dubai Islamic Bank
Consumer Cashback Platinum Card
4% on supermarkets and school fees (max AED 300 a month each)
- Annual fee
- AED 261.45 from yr 2
- Min. salary
- AED 15,000
- Bonus needs
- No bonus
- Top rate needs
- AED 4k/mo
No welcome bonus right now