- Annual fee
- Free for life
- Minimum monthly salary
- AED 9,000
- Welcome bonus
- None listed right now
Lifetime free
Our take
A lifetime-free NBF card with cashback you can put towards your balance and buy-one-get-one cinema tickets.
Good for
NBF customers who want a no-fee card.
Watch out for
NBF doesn't publish the cashback rate details, so check before you apply.
Written by Joe Hickman from National Bank of Fujairah's published terms. Not personal advice.
What it's worth in practice
NBF advertises up to 2% cashback on a free-for-life card, and the cashback can pay down your card balance. If you got the full 2% on AED 5,000 a month, that's up to AED 100 a month, or AED 1,200 a year. But NBF doesn't publish which spending earns 2% and which earns less, so treat that as a ceiling, not a forecast. RAKBANK Titanium Cashback is the better-documented free choice: 5% on supermarkets and dining, published caps, and an AED 8,000 salary. Choose NBF if you bank with it already and want a simple free card. The catch: without published rate details, you can't check your likely return before you apply.
What you need
| Minimum salary | AED 9,000 a month |
|---|
Taken from National Bank of Fujairah's own page. Spend rules usually count retail purchases only, not cash, bills or government payments, unless the bank says otherwise.
How it compares
It's one of 11 free-for-life cashback cards on MoneyVS, out of 35. The AED 9,000 minimum salary compares with a typical AED 7,000 for cashback cards; 19 of 28 ask for less. It has no welcome offer listed right now; 10 of the 34 other cashback cards do.
National Bank of Fujairah has 1 other card on MoneyVS: NBF Visa Infinite.
Compared with the 35 cashback cards on MoneyVS, using each bank's published figures as of 2 Nov 2026.
What you earn
- Up to 2% cashback (NBF doesn't publish the rate details)
- Cashback can be used to pay your card balance
Included benefits
- Cinema offers
Many benefits need a minimum monthly spend or app registration. Check the bank's terms.
NBF Visa Platinum Exclusive: common questions
What salary do I need for the NBF Visa Platinum Exclusive?
National Bank of Fujairah asks for a minimum monthly salary of AED 9,000.
Does the NBF Visa Platinum Exclusive have an annual fee?
No. The bank says it is free for life.
How much cashback does the NBF Platinum Exclusive earn?
Up to 2%. NBF doesn't publish the rate details on the card's page, so ask which spending earns the full rate.
How can I use NBF cashback?
NBF says cashback can be used to pay your card balance.
Compare with
- RAKBANK Titanium Cashback: the closest alternative
Similar cashback cards
-
IslamicFree for life
Emirates Islamic
Emirates Islamic Barça Cashback Covered Card
4% on UAE supermarkets, dining, fuel and sports (max AED 100 each a month)
- Annual fee
- Free for life
- Min. salary
- Not published
- Bonus needs
- No bonus
- Top rate needs
- AED 1k/mo
No welcome bonus right now
- Cinema offers
-
IslamicFree for life
Emirates Islamic
Emirates Islamic RTA Card
10% on RTA transport (Nol, metro, bus) and fuel (max AED 75 each a month)
- Annual fee
- Free for life
- Min. salary
- Not published
- Bonus needs
- No bonus
- Top rate needs
- AED 1k/mo
No welcome bonus right now
-
Free for life
RAKBANK
RAKBANK Titanium Cashback Credit Card
5% cashback on supermarkets and dining (max AED 100 each a month)
- Annual fee
- Free for life
- Min. salary
- AED 8,000
- Bonus needs
- No bonus
- Top rate needs
- AED 2k/mo
No welcome bonus right now
- Airport lounges
- Cinema offers