MoneyVS

HSBC Cash+ Credit Card

Cashback card from HSBC UAE.

HSBC UAE HSBC Cash+ Credit Card
View on HSBC site Details checked 21 Oct 2026 against HSBC's own page
Annual fee
AED 1,050 from yr 2

AED 0 for the first 12 months, then AED 1,050 incl. VAT

Minimum monthly salary
AED 30,000
Welcome bonus
None listed right now

Our take

1% cashback on everything with no cap, plus 10% bonus cashback when you meet spend targets.

Good for

High earners who want simple, uncapped cashback.

Watch out for

Needs AED 30,000 salary; fee waived only with AED 24,000 yearly spend.

Written by the MoneyVS team from HSBC UAE's published terms. Not personal advice.

What you need

Minimum salaryAED 30,000 a month
Annual fee waivedSpend AED 24,000 a yearAbout AED 2,000 a month
Perk spend ruleBuy 1 get 1 cinema ticketsAED 10,000 card spend that month

Taken from HSBC UAE's own page. Spend rules usually count retail purchases only, not cash, bills or government payments, unless the bank says otherwise.

What you earn

  • 1% cashback on all purchases, no minimum spend, no cap
  • 10% bonus cashback when you meet minimum spends

Included benefits

  • Airport lounges
  • Cinema offers

Many benefits need a minimum monthly spend or app registration. Check the bank's terms.

HSBC Cash+: common questions

What salary do I need for the HSBC Cash+?

HSBC UAE asks for a minimum monthly salary of AED 30,000.

Does the HSBC Cash+ have an annual fee?

Yes, AED 1,050, free in the first year. It's waived if you spend AED 24,000 a year.

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