MoneyVS

UAB World Credit Card

Cashback card from United Arab Bank.

United Arab Bank UAB World Credit Card
View on UAB site Compiled by Joe Hickman ยท details checked 2 Nov 2026 against UAB's own page
Annual fee
AED 1,050 from yr 2

First year free. AED 1,050 a year after that, waived with AED 60,000 spend a year.

Minimum monthly salary
AED 25,000
Welcome bonus
The ENTERTAINER VIP Key (one mobile-wallet payment and one taxi or food-delivery app payment within 30 days).

Our take

Up to 10% cashback on school fees, fashion and fuel, 100% back on streaming and lounge access.

Good for

Families with school fees and earners on AED 25,000+.

Watch out for

AED 1,050 from year two unless you spend AED 60,000 a year; caps sit in UAB's terms.

Written by Joe Hickman from United Arab Bank's published terms. Not personal advice.

What it's worth in practice

UAB's World card targets family spending: up to 10% back on school fees, fashion and fuel, plus 100% back on video streaming subscriptions. Pay AED 3,000 a month in school fees and AED 800 on fuel and you'd get up to AED 380 a month before caps. But UAB keeps the monthly caps in its cashback terms rather than on the card page, so the real figure could be lower. The fee is free in year one and waived from year two at AED 60,000 of spend a year, so the card is effectively free at AED 5,000 a month. InvestBank World Mastercard is the predictable alternative: a flat 3% on everything, capped at AED 1,500 a month. The catch: check UAB's caps before relying on the 10%.

What you need

Minimum salaryAED 25,000 a month
Annual fee waivedSpend AED 60,000 a yearAbout AED 5,000 a month
Welcome bonusThe ENTERTAINER VIP KeyOne mobile-wallet payment and one taxi or food-delivery app payment within 30 days

Taken from United Arab Bank's own page. Spend rules usually count retail purchases only, not cash, bills or government payments, unless the bank says otherwise.

How it compares

Its AED 1,050 annual fee is higher than 32 and lower than 1 of the other 34 cashback cards with a published fee, and the bank waives it at AED 60,000 of spend a year, with the first year free. The AED 25,000 minimum salary compares with a typical AED 7,000 for cashback cards; 25 of 28 ask for less. It has a welcome offer right now, as do 9 of the 34 other cashback cards.

United Arab Bank has 1 other card on MoneyVS: UAB Titanium.

Compared with the 35 cashback cards on MoneyVS, using each bank's published figures as of 2 Nov 2026.

What you earn

  • Up to 10% cashback on school fees, fashion and fuel
  • 100% back on video streaming subscriptions
  • Monthly caps apply (amounts in UAB's cashback terms)

Included benefits

  • Airport lounges

Many benefits need a minimum monthly spend or app registration. Check the bank's terms.

UAB World: common questions

What salary do I need for the UAB World?

United Arab Bank asks for a minimum monthly salary of AED 25,000.

Does the UAB World have an annual fee?

Yes, AED 1,050, free in the first year. It's waived if you spend AED 60,000 a year.

How do I get the UAB World welcome bonus?

The ENTERTAINER VIP Key: one mobile-wallet payment and one taxi or food-delivery app payment within 30 days.

Does the UAB World card give cashback on school fees?

Yes, up to 10% on school fees, fashion and fuel, subject to monthly caps in UAB's cashback terms.

How do I avoid the UAB World annual fee?

Year one is free. After that the AED 1,050 fee is waived if you spend AED 60,000 a year.

Compare with

Similar cashback cards

  1. InvestBank World Mastercard

    InvestBank

    InvestBank World Mastercard

    Flat 3% cashback on spends

    Annual fee
    AED 1,500
    Min. salary
    AED 25,000
    Bonus needs
    No bonus
    Top rate needs
    No minimum

    No welcome bonus right now

    • Airport lounges
    • Airport transfers
    View on InvestBank site
    Full details
  2. HSBC UAE HSBC Cash+ Credit Card

    HSBC UAE

    HSBC Cash+ Credit Card

    1% cashback on all purchases, no minimum spend, no cap

    Annual fee
    AED 1,050 from yr 2
    Min. salary
    AED 30,000
    Bonus needs
    No bonus
    Top rate needs
    No minimum

    No welcome bonus right now

    • Airport lounges
    • Cinema offers
    View on HSBC site
    Full details
  3. RAKBANK World Cashback Credit Card

    RAKBANK

    RAKBANK World Cashback Credit Card

    10% cashback on travel (max AED 400), supermarkets (max AED 300) and dining (max AED 300)

    Annual fee
    AED 997.5 from yr 2
    Min. salary
    AED 20,000
    Bonus needs
    No bonus
    Top rate needs
    AED 10k/mo

    No welcome bonus right now

    • Airport lounges
    • Airport transfers
    • Cinema offers
    View on RAKBANK site
    Full details