- Annual fee
- Free for life
- Minimum monthly salary
- AED 6,000
- Welcome bonus
- The ENTERTAINER VIP Key (one mobile-wallet payment and one taxi or food-delivery app payment within 30 days).
Free for life
Our take
A free-for-life card with up to 5% cashback on fuel and groceries and 100% back on streaming.
Good for
Drivers and grocery shoppers on AED 6,000+ who want no fee.
Watch out for
Monthly caps apply; UAB lists the amounts in its cashback terms, not on the card page.
Written by Joe Hickman from United Arab Bank's published terms. Not personal advice.
What it's worth in practice
A free card that pays up to 5% on fuel and groceries is unusual. Spend AED 600 a month on fuel and AED 1,500 on groceries and you'd get up to AED 105 a month before caps, plus 100% back on a video streaming subscription. UAB doesn't put the cap amount on the card page; it's in the cashback terms. So the real figure may be lower, especially for big grocery bills. ADCB Essential Cashback is the low-maintenance alternative: 1% to 1.25% on everything, no categories, AED 5,000 salary. Choose UAB if fuel and groceries are most of your spending and the caps suit you. The catch is the hidden cap. UAB also offers an Islamic version of the Titanium card.
What you need
| Minimum salary | AED 6,000 a month |
|---|---|
| Welcome bonus | The ENTERTAINER VIP KeyOne mobile-wallet payment and one taxi or food-delivery app payment within 30 days |
Taken from United Arab Bank's own page. Spend rules usually count retail purchases only, not cash, bills or government payments, unless the bank says otherwise.
How it compares
It's one of 11 free-for-life cashback cards on MoneyVS, out of 35. The AED 6,000 minimum salary compares with a typical AED 8,000 for cashback cards; 13 of 28 ask for less. It has a welcome offer right now, as do 9 of the 34 other cashback cards.
United Arab Bank has 1 other card on MoneyVS: UAB World.
Compared with the 35 cashback cards on MoneyVS, using each bank's published figures as of 2 Nov 2026.
What you earn
- Up to 5% cashback on fuel and groceries
- 100% back on video streaming subscriptions
- Monthly cap applies (amount in UAB's cashback terms)
Included benefits
- Airport lounges
Many benefits need a minimum monthly spend or app registration. Check the bank's terms.
UAB Titanium: common questions
What salary do I need for the UAB Titanium?
United Arab Bank asks for a minimum monthly salary of AED 6,000.
Does the UAB Titanium have an annual fee?
No. The bank says it is free for life.
How do I get the UAB Titanium welcome bonus?
The ENTERTAINER VIP Key: one mobile-wallet payment and one taxi or food-delivery app payment within 30 days.
Does the UAB Titanium card pay cashback on Netflix?
UAB lists 100% back on video streaming subscriptions, subject to its monthly cap.
Is there an Islamic UAB Titanium card?
Yes. UAB says it also offers an Islamic Titanium card.
Compare with
- ADCB Essential Cashback: the closest alternative
Similar cashback cards
-
Free for life
ADCB
Essential Cashback Credit Card
1.25% cashback in months you spend AED 5,000+
- Annual fee
- Free for life
- Min. salary
- AED 5,000
- Bonus needs
- No spend needed
- Top rate needs
- AED 1k/mo
Welcome bonusUp to AED 250 (Apply through select ADCB digital channels (see bank terms)).
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Mashreq
Mashreq Cashback Credit Card
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- Min. salary
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- Bonus needs
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Welcome bonusAED 500 (AED 100 if you already have a Mashreq card) when you spend AED 5,000 within 60 days.
- Cinema offers
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RAKBANK
RAKBANK Red Cashback Credit Card
Up to 1.5% cashback on local and international spends
- Annual fee
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- Min. salary
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- Top rate needs
- No minimum
No welcome bonus right now