- Annual fee
- AED 1,500
- Minimum monthly salary
- AED 25,000
- Welcome bonus
- None listed right now
AED 1,500 a year from year one
Our take
Flat 3% cashback (capped at AED 1,500 a month), with unlimited lounge access and airport rides.
Good for
High spenders on AED 25,000+ who want simple flat cashback.
Watch out for
AED 1,500 a year from year one, with no published waiver.
Written by Joe Hickman from InvestBank's published terms. Not personal advice.
What it's worth in practice
The World card pays the same flat 3% as InvestBank's Platinum but raises the monthly cap to AED 1,500. That makes a difference only if you spend more than about AED 33,000 a month. At AED 15,000 a month you'd earn AED 450, or AED 5,400 a year, and recover the AED 1,500 fee by month four. At that level, InvestBank Platinum Mastercard would earn exactly the same for a third of the fee and a AED 5,000 salary bar. Choose the World card for its higher cap and airport transfers. The catch: AED 1,500 is charged from year one with no published waiver, and the AED 25,000 salary bar is high for a card whose earn rate you can get cheaper.
What you need
| Minimum salary | AED 25,000 a month |
|---|---|
| Reward cap | AED 1,500 a month |
Taken from InvestBank's own page. Spend rules usually count retail purchases only, not cash, bills or government payments, unless the bank says otherwise.
How it compares
Its AED 1,500 annual fee is higher than 34 and lower than 0 of the other 34 cashback cards with a published fee. The AED 25,000 minimum salary compares with a typical AED 7,000 for cashback cards; 25 of 28 ask for less. It has no welcome offer listed right now; 10 of the 34 other cashback cards do.
InvestBank has 1 other card on MoneyVS: InvestBank Platinum Mastercard.
Compared with the 35 cashback cards on MoneyVS, using each bank's published figures as of 2 Nov 2026.
What you earn
- Flat 3% cashback on spends
Included benefits
- Airport lounges
- Airport transfers
Many benefits need a minimum monthly spend or app registration. Check the bank's terms.
InvestBank World Mastercard: common questions
What salary do I need for the InvestBank World Mastercard?
InvestBank asks for a minimum monthly salary of AED 25,000.
Does the InvestBank World Mastercard have an annual fee?
Yes, AED 1,500.
InvestBank World or Platinum: which is better?
They both pay 3%. Platinum caps at AED 1,000 a month and World at AED 1,500, so World only earns more if you spend over about AED 33,300 a month.
Does InvestBank World include airport transfers?
Yes. InvestBank lists airport transfers and lounge access.
Compare with
- InvestBank Platinum Mastercard: the closest alternative
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