- Annual fee
- AED 300
- Minimum monthly salary
- AED 10,000
- Welcome bonus
- None listed right now
AED 300 a year for expats, AED 500 for UAE nationals.
Our take
Pick two of fuel, supermarkets, online and school fees for 5% cashback, with 10% on fuel for UAE nationals at the start.
Good for
Families paying school fees or drivers who want a covered card.
Watch out for
Category caps are low except fuel, and the fee is AED 300 (AED 500 for nationals).
Written by Joe Hickman from Ajman Bank's published terms. Not personal advice.
What it's worth in practice
You choose two of four categories for 5%, and the caps differ a lot: fuel up to AED 400 a month, school fees AED 200, supermarkets and online AED 100. A family that picks fuel and school fees, spending AED 1,000 on fuel and AED 3,000 on fees, would get AED 50 + 150, plus AED 30 on AED 3,000 of other spending: about AED 230 a month, or AED 2,760 a year. That's a strong return for an AED 300 Islamic card. If supermarkets are your biggest cost, ADIB Cashback Visa pays 4% there up to AED 300 a month for just AED 99. The catch: the supermarket and online categories cap at AED 100, and UAE nationals pay AED 500 rather than AED 300.
What you need
| Minimum salary | AED 10,000 a month |
|---|
Taken from Ajman Bank's own page. Spend rules usually count retail purchases only, not cash, bills or government payments, unless the bank says otherwise.
How it compares
Its AED 300 annual fee is higher than 16 and lower than 18 of the other 34 cashback cards with a published fee. The AED 10,000 minimum salary compares with a typical AED 7,000 for cashback cards; 20 of 28 ask for less. It has no welcome offer listed right now; 10 of the 34 other cashback cards do. It's Shariah-compliant, one of 69 Islamic cards we list.
Ajman Bank has 5 other cards on MoneyVS: Ajman Bank LIFE Platinum Cashback, Ajman Bank LIFE World Cashback, Ajman Bank BRight Titanium, Ajman Bank BRight Platinum, Ajman Bank BRight World.
Compared with the 35 cashback cards on MoneyVS, using each bank's published figures as of 2 Nov 2026.
What you earn
- Choose 2 of 4 categories for 5% cashback: fuel (max AED 400), supermarkets (max AED 100), online (max AED 100), school fees (max AED 200) per cycle
- UAE nationals get 10% on fuel for the first 3 months
- 1% on all other retail spends
Included benefits
No headline benefits listed by the bank.
Ajman Bank ULTRACASH Platinum: common questions
What salary do I need for the Ajman Bank ULTRACASH Platinum?
Ajman Bank asks for a minimum monthly salary of AED 10,000.
Does the Ajman Bank ULTRACASH Platinum have an annual fee?
Yes, AED 300.
Is the Ajman Bank ULTRACASH Platinum Islamic?
Yes. It is a Shariah-compliant (covered) card.
Which categories can I choose on Ajman Bank ULTRACASH?
Any 2 of 4: fuel (max AED 400 a cycle), supermarkets (AED 100), online (AED 100) and school fees (AED 200). Each pays 5%.
Is ULTRACASH cheaper for expats?
Yes. The fee is AED 300 a year for expats and AED 500 for UAE nationals. Nationals get 10% on fuel for the first 3 months.
Compare with
- ADIB Cashback Visa: the closest alternative
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