- Annual fee
- Free for life
- Minimum monthly salary
- AED 10,000
- Welcome bonus
- None listed right now
Free for life
Our take
A free-for-life covered card with 10% back on noon, Amazon and Careem and 50% back on snacks and refreshments.
Good for
App shoppers who want a no-fee Islamic card.
Watch out for
Each category caps at AED 50 a month and you need AED 3,000 spend in the cycle.
Written by Joe Hickman from Ajman Bank's published terms. Not personal advice.
What it's worth in practice
LIFE Platinum spreads small caps across lifestyle spending. With AED 3,000 a month (AED 500 on noon, Amazon and Careem, AED 1,000 eating out, AED 100 on snacks and drinks, AED 1,400 elsewhere) you'd get AED 50 + 50 + 50 + 14: about AED 164 a month, or AED 1,970 a year. That's on a free-for-life Islamic card. But that's close to the most it pays, because each category stops at AED 50. If you spend more at supermarkets than on delivery apps, RAKBANK Titanium Cashback is also free and pays 5% on supermarkets and dining up to AED 100 each, though it isn't Islamic. The catch: below AED 3,000 in a statement cycle you earn nothing, and the total caps at AED 200 a month.
What you need
| Minimum salary | AED 10,000 a month |
|---|---|
| Top earn rates need | AED 3,000 a monthAED 3,000 spend in the statement cycle |
| Reward cap | AED 200 a month |
Taken from Ajman Bank's own page. Spend rules usually count retail purchases only, not cash, bills or government payments, unless the bank says otherwise.
How it compares
It's one of 11 free-for-life cashback cards on MoneyVS, out of 35. The AED 10,000 minimum salary compares with a typical AED 7,000 for cashback cards; 20 of 28 ask for less. It has no welcome offer listed right now; 10 of the 34 other cashback cards do. The headline rates need AED 3,000 of spending a month, so it suits people who'll put their main spending on it. It's Shariah-compliant, one of 69 Islamic cards we list.
Ajman Bank has 5 other cards on MoneyVS: Ajman Bank ULTRACASH Platinum, Ajman Bank LIFE World Cashback, Ajman Bank BRight Titanium, Ajman Bank BRight Platinum, Ajman Bank BRight World.
Compared with the 35 cashback cards on MoneyVS, using each bank's published figures as of 2 Nov 2026.
Related Ajman cards side by side
This Ajman Bank LIFE Platinum Cashback has no annual fee, needs a AED 10,000 salary and is Shariah-compliant, and earns: 10% cashback on noon, Amazon and Careem (max AED 50). Ajman Bank also offers:
- Ajman Bank LIFE World Cashback: fee AED 600, salary AED 10,000. Headline earn: 10% cashback on noon, Amazon and Careem (max AED 100).
What you earn
- 10% cashback on noon, Amazon and Careem (max AED 50)
- 5% on dine-in restaurants (max AED 50)
- 50% on refreshments and snacks (max AED 50)
- 1% on other retail (max AED 50)
Included benefits
No headline benefits listed by the bank.
Ajman Bank LIFE Platinum Cashback: common questions
What salary do I need for the Ajman Bank LIFE Platinum Cashback?
Ajman Bank asks for a minimum monthly salary of AED 10,000.
Does the Ajman Bank LIFE Platinum Cashback have an annual fee?
No. The bank says it is free for life.
Is there a minimum monthly spend?
Yes. AED 3,000 spend in the statement cycle.
Is the Ajman Bank LIFE Platinum Cashback Islamic?
Yes. It is a Shariah-compliant (covered) card.
What's the cap on Ajman Bank LIFE Platinum cashback?
AED 50 per category a month and AED 200 in total.
Does LIFE Platinum pay cashback on Careem?
Yes, 10% on noon, Amazon and Careem, up to AED 50 a month.
Compare with
- RAKBANK Titanium Cashback: the closest alternative
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