- Annual fee
- Free for life
- Minimum monthly salary
- AED 40,000
- Welcome bonus
- Up to AED 5,000 in Al-Futtaim FAB Rewards (UAE nationals only) when you spend AED 36,000 within 90 days.
No annual fee
Ends 23 Nov 2026
Our take
9% back at Al-Futtaim brands like IKEA, M&S, ACE and Toys R Us, free for life.
Good for
High earners furnishing a home or buying a car through Al-Futtaim.
Watch out for
Needs AED 40,000 salary; the welcome bonus is for UAE nationals only.
Written by the MoneyVS team from First Abu Dhabi Bank's published terms. Not personal advice.
What you need
| Minimum salary | AED 40,000 a month |
|---|---|
| Welcome bonus | Up to AED 5,000 in Al-Futtaim FAB Rewards (UAE nationals only)Spend AED 36,000 within 90 days (about AED 12,000 a month) |
| Reward cap | Max AED 4,000 back a month |
Taken from First Abu Dhabi Bank's own page. Spend rules usually count retail purchases only, not cash, bills or government payments, unless the bank says otherwise.
What you earn
- 9% back at Al-Futtaim retail brands (IKEA, M&S, ACE, Toys R Us)
- 4% at other Al-Futtaim brands (cars, schools)
- 1% on everything else
- 0% instalments and balance transfers
Included benefits
- Airport lounges
- Cinema offers
- 0% balance transfer
Many benefits need a minimum monthly spend or app registration. Check the bank's terms.
Blue FAB Infinite: common questions
What salary do I need for the Blue FAB Infinite?
First Abu Dhabi Bank asks for a minimum monthly salary of AED 40,000.
Does the Blue FAB Infinite have an annual fee?
No. The bank says it is free for life.
How do I get the Blue FAB Infinite welcome bonus?
Up to AED 5,000 in Al-Futtaim FAB Rewards (UAE nationals only): spend AED 36,000 within 90 days. The offer ends 23 Nov 2026.
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