MoneyVS

CBD Yes Rewards Credit Card

Rewards card from Commercial Bank of Dubai.

Commercial Bank of Dubai CBD Yes Rewards Credit Card
View on CBD site Compiled by Joe Hickman ยท details checked 24 Oct 2026 against CBD's own page
Annual fee
AED 199 from yr 2

First year free. AED 199 a year after that, waived with AED 12,000 spend a year.

Minimum monthly salary
AED 5,000
Welcome bonus
20,000 Yes Rewards (worth AED 200) (use the card within 90 days of issue (new cards only)).

Our take

Up to 15% back at ENOC and EPPCO fuel stations, with a first-year-free AED 199 fee.

Good for

Drivers who fill up mostly at ENOC or EPPCO.

Watch out for

The 15% rate needs AED 10,000 monthly spend; other spending earns only up to 1%.

Written by Joe Hickman from Commercial Bank of Dubai's published terms. Not personal advice.

What it's worth in practice

This is a fuel card for ENOC and EPPCO drivers. The rate depends on your total monthly spend: 3% under AED 2,500, 10% from AED 2,500, 15% from AED 10,000. Spend AED 6,000 a month with AED 800 at ENOC and you'd get AED 80 back on fuel plus up to about AED 52 on the rest: about AED 130 a month, or AED 1,580 a year. That also clears the AED 12,000 a year that waives the AED 199 fee from year two. If you fill up at ADNOC instead, FAB ADNOC Rewards pays 15% there (up to AED 150 a month). The catch: only ENOC and EPPCO stations count, and fuel cashback caps at AED 125 at the middle tier.

What you need

Minimum salaryAED 5,000 a month
Annual fee waivedSpend AED 12,000 a yearAbout AED 1,000 a month
Welcome bonus20,000 Yes Rewards (worth AED 200)Use the card within 90 days of issue (new cards only)
Reward capAED 175 a month on fuel
Perk spend ruleCinema and valet parking benefitsAED 5,000 card spend that month

Taken from Commercial Bank of Dubai's own page. Spend rules usually count retail purchases only, not cash, bills or government payments, unless the bank says otherwise.

How it compares

Its AED 199 annual fee is higher than 22 and lower than 20 of the other 43 rewards cards with a published fee, and the bank waives it at AED 12,000 of spend a year, with the first year free. The AED 5,000 minimum salary compares with a typical AED 12,000 for rewards cards; 0 of 39 ask for less. It has a welcome offer right now, as do 14 of the 55 other rewards cards.

Commercial Bank of Dubai has 6 other cards on MoneyVS: CBD Visa Infinite, CBD Titanium Mastercard, CBD Smiles Visa Platinum, CBD One, CBD Super Saver, and 1 more.

Compared with the 56 rewards cards on MoneyVS, using each bank's published figures as of 24 Oct 2026.

What you earn

  • 3% back at ENOC/EPPCO when you spend under AED 2,500 a month (max AED 75)
  • 10% at AED 2,500 to 9,999 (max AED 125) and 15% at AED 10,000+ (max AED 175)
  • Up to 1% back on other spends

Included benefits

  • Airport lounges
  • Cinema offers
  • Valet parking

Many benefits need a minimum monthly spend or app registration. Check the bank's terms.

CBD Yes Rewards: common questions

What salary do I need for the CBD Yes Rewards?

Commercial Bank of Dubai asks for a minimum monthly salary of AED 5,000.

Does the CBD Yes Rewards have an annual fee?

Yes, AED 199, free in the first year. It's waived if you spend AED 12,000 a year.

How do I get the CBD Yes Rewards welcome bonus?

20,000 Yes Rewards (worth AED 200): use the card within 90 days of issue (new cards only).

Which petrol stations count for CBD Yes Rewards?

ENOC and EPPCO. Other spending earns up to 1%.

How do I get 15% back on fuel with CBD Yes Rewards?

Spend AED 10,000 or more on the card in the month. Fuel cashback is then 15%, up to AED 175.

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