MoneyVS

CBD Super Saver Credit Card

Cashback card from Commercial Bank of Dubai.

Commercial Bank of Dubai CBD Super Saver Credit Card
View on CBD site Compiled by Joe Hickman ยท details checked 24 Oct 2026 against CBD's own page
Annual fee
AED 420 from yr 2

First year free. AED 420 (incl. VAT) a year after that.

Minimum monthly salary
AED 5,000
Welcome bonus
None listed right now

Our take

Up to 10% back on bills, school fees, supermarkets and transport, rising with how much you spend each month.

Good for

Households with big recurring bills and school fees.

Watch out for

Nothing is earned under AED 3,000 a month, and 10% needs AED 20,000+.

Written by Joe Hickman from Commercial Bank of Dubai's published terms. Not personal advice.

What it's worth in practice

Super Saver pays on the bills most families can't avoid: utilities, school fees, supermarkets and transport. The rate climbs with your total spending. Spend AED 10,000 a month, with AED 1,500 on bills, AED 1,000 on school fees, AED 2,000 at supermarkets and AED 500 on transport, and you'd earn 5% on those: about AED 250 a month, or AED 3,000 a year. The AED 420 fee from year two is covered in two months. At AED 20,000 the rate reaches 10%, but each category caps at AED 150. If your spending isn't concentrated in those categories, InvestBank Platinum Mastercard pays a flat 3% on everything. The catch: below AED 3,000 a month you earn nothing at all.

What you need

Minimum salaryAED 5,000 a month
Top earn rates needAED 3,000 a monthAED 3,000 total monthly spend
Reward capAED 600 a month

Taken from Commercial Bank of Dubai's own page. Spend rules usually count retail purchases only, not cash, bills or government payments, unless the bank says otherwise.

How it compares

Its AED 420 annual fee is higher than 27 and lower than 7 of the other 34 cashback cards with a published fee, with the first year free. The AED 5,000 minimum salary compares with a typical AED 8,000 for cashback cards; 0 of 28 ask for less. It has no welcome offer listed right now; 10 of the 34 other cashback cards do. The headline rates need AED 3,000 of spending a month, so it suits people who'll put their main spending on it.

Commercial Bank of Dubai has 6 other cards on MoneyVS: CBD One, CBD Smiles Visa Signature, CBD Smiles Visa Platinum, CBD Yes Rewards, CBD Visa Infinite, and 1 more.

Compared with the 35 cashback cards on MoneyVS, using each bank's published figures as of 24 Oct 2026.

What you earn

  • 3% cashback on bills, education, supermarkets and transport when you spend AED 3,000+ a month
  • 5% at AED 10,000+ and 10% at AED 20,000+
  • Max AED 150 per category

Included benefits

  • Airport lounges

Many benefits need a minimum monthly spend or app registration. Check the bank's terms.

CBD Super Saver: common questions

What salary do I need for the CBD Super Saver?

Commercial Bank of Dubai asks for a minimum monthly salary of AED 5,000.

Does the CBD Super Saver have an annual fee?

Yes, AED 420, free in the first year.

Is there a minimum monthly spend?

Yes. AED 3,000 total monthly spend.

What rate does CBD Super Saver pay?

3% on bills, education, supermarkets and transport when you spend AED 3,000 a month, 5% at AED 10,000 and 10% at AED 20,000. Each category caps at AED 150 and the total at AED 600 a month.

Does CBD Super Saver pay cashback on school fees?

Yes. Education is one of its four cashback categories, along with bills, supermarkets and transport.

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