- Annual fee
- AED 787.5 from yr 2
- Minimum monthly salary
- AED 15,000
- Welcome bonus
- None listed right now
First year free. AED 787.50 (incl. VAT) a year after that, waived if you spend over AED 100,000 a year.
Our take
CBD's premium card: up to 3 points per AED convertible to Skywards Miles, with golf, valet and half-price cinema.
Good for
Higher earners who'd use the golf and lifestyle perks.
Watch out for
AED 787.50 from year two unless you spend over AED 100,000 a year.
Written by Joe Hickman from Commercial Bank of Dubai's published terms. Not personal advice.
What it's worth in practice
For a golfer, the standout benefit is 4 rounds a month at The Track Meydan and Arabian Ranches. That's unusually generous for a card with a AED 15,000 salary bar. Points-wise, AED 15,000 a month earns up to 45,000 CBD Rewards a month, or up to 540,000 a year, redeemable for Emirates Skywards Miles, cashback or vouchers. The first year is free, and the AED 787.50 fee is waived from year two if you spend over AED 100,000 a year. Citi Premier costs the same and is clearer about rates: 3 points per USD on dining, fuel and groceries, transferable to 11 partners. The catch: "up to 3 points" means many purchases earn less, and CBD doesn't publish a fixed points value on the card page.
What you need
| Minimum salary | AED 15,000 a month |
|---|---|
| Annual fee waived | Spend AED 100,000 a yearAbout AED 8,334 a month |
| Perk spend rule | 4 rounds of golf a month at The Track Meydan and Arabian RanchesAED 10,000 card spend that month |
Taken from Commercial Bank of Dubai's own page. Spend rules usually count retail purchases only, not cash, bills or government payments, unless the bank says otherwise.
How it compares
Its AED 787.5 annual fee is higher than 35 and lower than 7 of the other 43 rewards cards with a published fee, and the bank waives it at AED 100,000 of spend a year, with the first year free. The AED 15,000 minimum salary compares with a typical AED 10,000 for rewards cards; 26 of 39 ask for less. It has no welcome offer listed right now; 15 of the 55 other rewards cards do.
Commercial Bank of Dubai has 6 other cards on MoneyVS: CBD Titanium Mastercard, CBD Yes Rewards, CBD Smiles Visa Signature, CBD Super Saver, CBD Smiles Visa Platinum, and 1 more.
Compared with the 56 rewards cards on MoneyVS, using each bank's published figures as of 24 Oct 2026.
What you earn
- Up to 3 CBD Rewards points per AED
- Redeem for Emirates Skywards Miles, cashback or vouchers
Included benefits
- Airport lounges
- Golf
- Valet parking
- Cinema offers
Many benefits need a minimum monthly spend or app registration. Check the bank's terms.
CBD Visa Infinite: common questions
What salary do I need for the CBD Visa Infinite?
Commercial Bank of Dubai asks for a minimum monthly salary of AED 15,000.
Does the CBD Visa Infinite have an annual fee?
Yes, AED 787.5, free in the first year. It's waived if you spend AED 100,000 a year.
How much golf comes with the CBD Visa Infinite?
4 rounds of golf a month at The Track Meydan and Arabian Ranches.
Can I convert CBD Rewards to Skywards Miles?
Yes. CBD lists Emirates Skywards Miles, cashback and vouchers as redemption options.
Compare with
- Citi Premier: the closest alternative
Similar rewards cards
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Citibank UAE
Citi Premier Credit Card
3 ThankYou Points per USD on dining, fuel and groceries
- Annual fee
- AED 787.5
- Min. salary
- AED 15,000
- Bonus needs
- AED 10k in 60 days
- Top rate needs
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- Airport lounges
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- Golf
-
IslamicUAE nationals only

First Abu Dhabi Bank
FAB Emirati Islamic Credit Card
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- Min. salary
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- Bonus needs
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- Top rate needs
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No welcome bonus right now
- Airport lounges
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-
Islamic

Dubai Islamic Bank
Prime Signature Card
2.5 Wala'a rewards per AED on local spend
- Annual fee
- See bank
- Min. salary
- AED 15,000
- Bonus needs
- No bonus
- Top rate needs
- No minimum
No welcome bonus right now
- Airport lounges
- Valet parking
