- Annual fee
- AED 500
- Minimum monthly salary
- AED 15,000
- Welcome bonus
- None listed right now
AED 500 a year
Our take
A plain card with Priority Pass lounge access and travel insurance, but no rewards programme.
Good for
Travellers who only want lounge access.
Watch out for
AED 500 a year for a card that earns nothing back.
Written by Joe Hickman from National Bank of Umm Al Qaiwain's published terms. Not personal advice.
What it's worth in practice
NBQ Platinum charges AED 500 a year and earns nothing back. You're paying for Priority Pass lounge access and free worldwide travel insurance. If you'd use a lounge five times a year, that's AED 100 a visit, which is only worth it if you travel often and don't have lounge access elsewhere. For the same AED 500 fee and AED 15,000 salary, Al Masraf World Mastercard adds airport transfers and earns points convertible to cashback, though Al Masraf doesn't publish the earn rate either. The catch is the obvious one: no cashback or points, so for most people a free card with lounge access is better value.
What you need
| Minimum salary | AED 15,000 a month |
|---|
Taken from National Bank of Umm Al Qaiwain's own page. Spend rules usually count retail purchases only, not cash, bills or government payments, unless the bank says otherwise.
How it compares
Its AED 500 annual fee is higher than 28 and lower than 14 of the other 43 rewards cards with a published fee. The AED 15,000 minimum salary compares with a typical AED 10,000 for rewards cards; 26 of 39 ask for less. It has no welcome offer listed right now; 15 of the 55 other rewards cards do.
National Bank of Umm Al Qaiwain has 1 other card on MoneyVS: NBQ Visa Gold.
Compared with the 56 rewards cards on MoneyVS, using each bank's published figures as of 2 Nov 2026.
What you earn
- No rewards programme
- Priority Pass lounge access
- Free worldwide travel insurance
Included benefits
- Airport lounges
Many benefits need a minimum monthly spend or app registration. Check the bank's terms.
NBQ Visa Platinum: common questions
What salary do I need for the NBQ Visa Platinum?
National Bank of Umm Al Qaiwain asks for a minimum monthly salary of AED 15,000.
Does the NBQ Visa Platinum have an annual fee?
Yes, AED 500.
Does NBQ Platinum include Priority Pass?
Yes. NBQ lists Priority Pass lounge access and free worldwide travel insurance.
Does the NBQ Platinum earn rewards?
No. NBQ says there's no rewards programme on the card.
Compare with
- Al Masraf World Mastercard: the closest alternative
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