MoneyVS

FAB Travel vs ADCB Traveller

Two travel & miles cards compared on the things that decide which one pays you back.

Key differences

  • Both cards cost the same to keep: AED 1,575.
  • FAB Travel headline: 12% back in FAB Rewards on flights and hotels (max AED 1,800 a month). ADCB Traveller headline: 10% cashback on airline tickets (any airline).
  • Welcome bonus spend: FAB Travel: No spend needed; ADCB Traveller: AED 15k in 60 days.
  • Minimum monthly spend for top rates: FAB Travel: AED 5,000; ADCB Traveller: AED 5,000.

Which should you choose?

Choose FAB Travel if

People who book a lot of travel themselves and spend AED 5,000+ a month.

Watch out: The 12% is capped at AED 1,800 a month and needs AED 5,000 monthly spend; fee is AED 1,575.

Choose ADCB Traveller if

Frequent travellers who don't stick to one airline.

Watch out: Needs AED 5,000 monthly spend; capped at AED 1,500 a month; AED 1,575 fee.

Side by side

FAB TravelADCB Traveller
BankFirst Abu Dhabi BankADCB
Annual feeAED 1,575AED 1,500 + VATAED 1,575Fee from ADCB's schedule of fees (incl. VAT)
Fee waiverNoneNone
Minimum salaryAED 20,000AED 20,000
Who can applyAnyone who meets the salaryAnyone who meets the salary
Welcome bonus
  • Free return flight to 15+ destinationsPay the first annual fee
  • AED 2,000 Expedia hotel voucherSpend AED 15,000 within 60 days
Top rates needAED 5,000 a monthAED 5,000 a month
Reward capNone statedMax AED 1,500 cashback a month
What you earn
  • 12% back in FAB Rewards on flights and hotels (max AED 1,800 a month)
  • FAB Rewards on all other spend
  • No foreign transaction fees
  • 10% cashback on airline tickets (any airline)
  • 10% on hotel stays worldwide
  • 50% on cinema tickets bought online
  • 1.5% on other domestic spend
  • 0% foreign currency fee
BenefitsAirport lounges, Cinema offers, ConciergeAirport lounges, Golf, Concierge
IslamicNoNo
View on FAB siteView on ADCB site

Both cards checked against the banks' own pages on 21 Oct 2026. Information only, not financial advice.

Questions people ask

What's the difference between FAB Travel and ADCB Traveller?

Both cards cost the same to keep: AED 1,575. FAB Travel headline: 12% back in FAB Rewards on flights and hotels (max AED 1,800 a month). ADCB Traveller headline: 10% cashback on airline tickets (any airline). Welcome bonus spend: FAB Travel: No spend needed; ADCB Traveller: AED 15k in 60 days. Minimum monthly spend for top rates: FAB Travel: AED 5,000; ADCB Traveller: AED 5,000.

Which has the lower annual fee, FAB Travel or ADCB Traveller?

They cost the same: AED 1,575.