Key differences
- Both cards cost the same to keep: AED 1,575.
- FAB Travel headline: 12% back in FAB Rewards on flights and hotels (max AED 1,800 a month). ADCB Traveller headline: 10% cashback on airline tickets (any airline).
- Welcome bonus spend: FAB Travel: No spend needed; ADCB Traveller: AED 15k in 60 days.
- Minimum monthly spend for top rates: FAB Travel: AED 5,000; ADCB Traveller: AED 5,000.
Which should you choose?
Choose FAB Travel if
People who book a lot of travel themselves and spend AED 5,000+ a month.
Watch out: The 12% is capped at AED 1,800 a month and needs AED 5,000 monthly spend; fee is AED 1,575.
Choose ADCB Traveller if
Frequent travellers who don't stick to one airline.
Watch out: Needs AED 5,000 monthly spend; capped at AED 1,500 a month; AED 1,575 fee.
Side by side
| FAB Travel | ADCB Traveller | |
|---|---|---|
| Bank | First Abu Dhabi Bank | ADCB |
| Annual fee | AED 1,575AED 1,500 + VAT | AED 1,575Fee from ADCB's schedule of fees (incl. VAT) |
| Fee waiver | None | None |
| Minimum salary | AED 20,000 | AED 20,000 |
| Who can apply | Anyone who meets the salary | Anyone who meets the salary |
| Welcome bonus |
|
|
| Top rates need | AED 5,000 a month | AED 5,000 a month |
| Reward cap | None stated | Max AED 1,500 cashback a month |
| What you earn |
|
|
| Benefits | Airport lounges, Cinema offers, Concierge | Airport lounges, Golf, Concierge |
| Islamic | No | No |
| View on FAB site | View on ADCB site |
Both cards checked against the banks' own pages on 21 Oct 2026. Information only, not financial advice.
Questions people ask
What's the difference between FAB Travel and ADCB Traveller?
Both cards cost the same to keep: AED 1,575. FAB Travel headline: 12% back in FAB Rewards on flights and hotels (max AED 1,800 a month). ADCB Traveller headline: 10% cashback on airline tickets (any airline). Welcome bonus spend: FAB Travel: No spend needed; ADCB Traveller: AED 15k in 60 days. Minimum monthly spend for top rates: FAB Travel: AED 5,000; ADCB Traveller: AED 5,000.
Which has the lower annual fee, FAB Travel or ADCB Traveller?
They cost the same: AED 1,575.

