Key differences
- Both cards cost the same to keep: Free for life.
- Mashreq doesn't publish a minimum salary for its card.
- ENBD noon One Visa headline: Up to 20% back as noon credits across noon, noon Food and NowNow. Mashreq noon headline: 5% back on noon, noon Food, noon Minutes, supermall, NowNow and Namshi.
- Welcome bonus spend: ENBD noon One Visa: AED 5k in 60 days; Mashreq noon: AED 5k in 60 days.
Which should you choose?
Choose ENBD noon One Visa if
Heavy noon shoppers earning AED 5,000+.
Watch out: Up to 1% on other spend; the AED 500 bonus needs AED 5,000 in 60 days.
Choose Mashreq noon if
Regular noon and Namshi shoppers.
Watch out: Mashreq doesn't publish a minimum salary; the AED 500 bonus needs AED 5,000 in 60 days.
Side by side
| ENBD noon One Visa | Mashreq noon | |
|---|---|---|
| Bank | Emirates NBD | Mashreq |
| Annual fee | Free for lifeFree for life | Free for lifeFree for life, including supplementary cards |
| Fee waiver | Not needed | Not needed |
| Minimum salary | AED 5,000 | Not published |
| Who can apply | Anyone who meets the salary | Anyone who meets the salary |
| Welcome bonus |
|
|
| Top rates need | No minimum | No minimum |
| Reward cap | None stated | None stated |
| What you earn |
|
|
| Benefits | Cinema offers | Cinema offers |
| Islamic | No | No |
| View on ENBD site | View on Mashreq site |
Both cards checked against the banks' own pages on 21 Oct 2026. Information only, not financial advice.
Questions people ask
What's the difference between ENBD noon One Visa and Mashreq noon?
Both cards cost the same to keep: Free for life. Mashreq doesn't publish a minimum salary for its card. ENBD noon One Visa headline: Up to 20% back as noon credits across noon, noon Food and NowNow. Mashreq noon headline: 5% back on noon, noon Food, noon Minutes, supermall, NowNow and Namshi. Welcome bonus spend: ENBD noon One Visa: AED 5k in 60 days; Mashreq noon: AED 5k in 60 days.
Which has the lower annual fee, ENBD noon One Visa or Mashreq noon?
They cost the same: Free for life.