- Annual fee
- AED 420 from yr 2
- Minimum monthly salary
- AED 5,000
- Welcome bonus
- 20,000 bonus Air Arabia AirRewards (See RAKBANK's terms for the spend needed).
No joining fee. AED 400 + VAT a year from year two, waived if you spend AED 20,000 in the previous year.
Our take
Earns Air Arabia AirRewards on every spend, with a complimentary annual return flight and a bonus on joining.
Good for
Regular Air Arabia flyers on a modest salary.
Watch out for
AirRewards only work with Air Arabia; the AED 400 + VAT fee applies from year two unless you spend AED 20,000.
Written by Joe Hickman from RAKBANK's published terms. Not personal advice.
What it's worth in practice
Spend AED 5,000 a month and you'd collect 1,750 Air Arabia AirRewards, or 21,000 a year. The card also comes with a complimentary annual return flight (RAKBANK says terms apply). That makes it most useful for people who already fly Air Arabia to the subcontinent or the region. AED 5,000 a month also clears the AED 20,000 a year that waives the AED 420 fee from year two. If you fly a full-service airline, FAB Etihad Guest Platinum earns Etihad Guest Miles for AED 525 a year, though it needs an AED 8,000 salary. The catch: AirRewards only work with Air Arabia, and RAKBANK doesn't spell out on the card page how much you need to spend for the 20,000-AirRewards bonus.
What you need
| Minimum salary | AED 5,000 a month |
|---|---|
| Annual fee waived | Spend AED 20,000 a yearAbout AED 1,667 a month |
| Welcome bonus | 20,000 bonus Air Arabia AirRewardsSee RAKBANK's terms for the spend needed |
Taken from RAKBANK's own page. Spend rules usually count retail purchases only, not cash, bills or government payments, unless the bank says otherwise.
How it compares
Its AED 420 annual fee is higher than 4 and lower than 39 of the other 43 travel & miles cards with a published fee, and the bank waives it at AED 20,000 of spend a year, with the first year free. The AED 5,000 minimum salary compares with a typical AED 20,000 for travel & miles cards; 0 of 26 ask for less. It has a welcome offer right now, as do 42 of the 44 other travel & miles cards.
RAKBANK has 4 other cards on MoneyVS: RAKBANK Elevate, RAKBANK Red Cashback, RAKBANK Titanium Cashback, RAKBANK World Cashback.
Compared with the 45 travel & miles cards on MoneyVS, using each bank's published figures as of 2 Nov 2026.
What you earn
- 1.75 Air Arabia AirRewards for every AED 5 spent
- A complimentary annual return flight (terms apply)
Included benefits
- Airport lounges
- Airport transfers
- Cinema offers
Many benefits need a minimum monthly spend or app registration. Check the bank's terms.
RAKBANK Air Arabia Platinum: common questions
What salary do I need for the RAKBANK Air Arabia Platinum?
RAKBANK asks for a minimum monthly salary of AED 5,000.
Does the RAKBANK Air Arabia Platinum have an annual fee?
Yes, AED 420, free in the first year. It's waived if you spend AED 20,000 a year.
How do I get the RAKBANK Air Arabia Platinum welcome bonus?
20,000 bonus Air Arabia AirRewards: see RAKBANK's terms for the spend needed.
Does the RAKBANK Air Arabia card include a free flight?
RAKBANK lists a complimentary annual return flight, subject to its terms.
How do I get the RAKBANK Air Arabia fee waived?
Year one has no fee. After that, the AED 400 + VAT fee is waived if you spent AED 20,000 in the previous year.
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