- Annual fee
- AED 2,100
- Minimum monthly salary
- AED 10,000
- Welcome bonus
- 300,000 TouchPoints (about AED 1,500) (get the card).
AED 2,100 incl. VAT
Or eligible for a credit limit of at least AED 20,000
Our take
ADCB's card for UAE nationals with up to 3 TouchPoints per AED and a large anniversary bonus.
Good for
Emirati high spenders who want gym and concierge.
Watch out for
UAE nationals only; AED 2,100 fee.
Written by the MoneyVS team from ADCB's published terms. Not personal advice.
What you need
| Minimum salary | AED 10,000 a monthOr eligible for a credit limit of at least AED 20,000 |
|---|---|
| Who can apply | UAE nationals only |
| Welcome bonus | 300,000 TouchPoints (about AED 1,500)Get the card |
| Perk spend rule | 250,000 anniversary TouchPoints when you spend AED 250,000 a yearAED 20,833 card spend that month |
Taken from ADCB's own page. Spend rules usually count retail purchases only, not cash, bills or government payments, unless the bank says otherwise.
What you earn
- Up to 3 TouchPoints per AED
- Anniversary bonus up to 750,000 TouchPoints on AED 500,000 yearly spend
- 200,000 TouchPoints is about AED 1,000
Included benefits
- Airport lounges
- Cinema offers
- Gym access
- Concierge
Many benefits need a minimum monthly spend or app registration. Check the bank's terms.
ADCB Betaqti: common questions
What salary do I need for the ADCB Betaqti?
ADCB asks for a minimum monthly salary of AED 10,000. Or eligible for a credit limit of at least AED 20,000.
Does the ADCB Betaqti have an annual fee?
Yes, AED 2,100.
How do I get the ADCB Betaqti welcome bonus?
300,000 TouchPoints (about AED 1,500): get the card.
Who can apply for the ADCB Betaqti?
UAE nationals only.
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