MoneyVS

ADCB Betaqti Credit Card

Rewards card from ADCB.

ADCB Betaqti Credit Card
View on ADCB site Details checked 21 Oct 2026 against ADCB's own page
Annual fee
AED 2,100

AED 2,100 incl. VAT

Minimum monthly salary
AED 10,000

Or eligible for a credit limit of at least AED 20,000

Welcome bonus
300,000 TouchPoints (about AED 1,500) (get the card).

Our take

ADCB's card for UAE nationals with up to 3 TouchPoints per AED and a large anniversary bonus.

Good for

Emirati high spenders who want gym and concierge.

Watch out for

UAE nationals only; AED 2,100 fee.

Written by the MoneyVS team from ADCB's published terms. Not personal advice.

What you need

Minimum salaryAED 10,000 a monthOr eligible for a credit limit of at least AED 20,000
Who can applyUAE nationals only
Welcome bonus300,000 TouchPoints (about AED 1,500)Get the card
Perk spend rule250,000 anniversary TouchPoints when you spend AED 250,000 a yearAED 20,833 card spend that month

Taken from ADCB's own page. Spend rules usually count retail purchases only, not cash, bills or government payments, unless the bank says otherwise.

What you earn

  • Up to 3 TouchPoints per AED
  • Anniversary bonus up to 750,000 TouchPoints on AED 500,000 yearly spend
  • 200,000 TouchPoints is about AED 1,000

Included benefits

  • Airport lounges
  • Cinema offers
  • Gym access
  • Concierge

Many benefits need a minimum monthly spend or app registration. Check the bank's terms.

ADCB Betaqti: common questions

What salary do I need for the ADCB Betaqti?

ADCB asks for a minimum monthly salary of AED 10,000. Or eligible for a credit limit of at least AED 20,000.

Does the ADCB Betaqti have an annual fee?

Yes, AED 2,100.

How do I get the ADCB Betaqti welcome bonus?

300,000 TouchPoints (about AED 1,500): get the card.

Who can apply for the ADCB Betaqti?

UAE nationals only.

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